Built for Nigerian businesses

Know where your money goes. Just ask.

Zaph is your money co-pilot: log sales and expenses, get plain-English insights, and chat to update your books — all in one place.

Free plan available · No card needed

Everything your business money needs

Simple enough for day one, powerful enough to run several businesses.

Log money in seconds

Record sales and expenses with a tap. Your dashboard shows what came in, what went out and what’s left.

Ask Zaph — and let it do the bookkeeping

Chat in plain English: “I sold ₦45k of rice today” or “change yesterday’s rent to ₦150k”. Deletes are confirmed with a code.

Insights you can act on

Weekly and monthly insights explain where money is leaking and what to focus on next — no finance jargon.

Your operations manual, written for you

Describe how you run things and Zaph drafts a living manual your team can follow. Export to PDF anytime.

Bank sync

Connect your business bank account to import transactions automatically on paid plans.

Multiple businesses & team

Run more than one business from one account and invite admins or view-only staff.

How it works

  1. 1

    Tell us about your business

    A two-minute guided setup tailors everything to your trade and city.

  2. 2

    Log or chat your transactions

    Use quick add, bank sync, or simply tell Zaph what happened.

  3. 3

    Get clear answers

    See your numbers, read your insights and ask anything about your money.

Simple pricing

Start free. Upgrade when you’re ready — save with annual billing.

Free

Basic tracking and AI chat to get started.

₦0forever

  • 1 business
  • Log income & expenses
  • Ask Zaph chat
  • Dashboard snapshot
Start free
Most popular

Growth

For owners ready to see the full picture.

₦4,999per month

  • Up to 3 businesses
  • Full history & unlimited chat
  • Monthly insights
  • Operations manual
  • Bank sync
Start with Growth

Business

For teams running more than one location.

₦12,999per month

  • Unlimited businesses
  • Everything in Growth
  • Team invites (admin & staff)
  • Staff pay tracking
  • Priority support
Start with Business

Questions

Is Zaph my bank balance?+

No. Zaph works from what you log (or import with bank sync), so you can see your business money separately from personal spending.

Can Zaph change my records without me knowing?+

Zaph only adds or edits a transaction when you ask it to in chat, and shows you a card with exactly what changed. Deleting always needs a 6-digit code sent to your email.

Do I need an accountant to use it?+

No. Zaph is built for owners who have never studied finance. It explains everything in everyday words.

Is my data safe?+

Your data is encrypted at rest and only visible to you and the people you invite. You can export or delete everything from Settings at any time.

Ready to see your numbers clearly?

Set up takes about two minutes.

Create your free account